I had to take out more loans to pay for school yesterday. I've just had the opportunity to calculate what that means for my goal to graduate with no debt and it's not pretty.
Essentially, I'll need to work 6 twelve hour shifts in these next 13 weeks to graduate with no debt. With my schedule, that's not going to be possible without ending up working every night. Hopefully, I'll get a bit of taxes back to pay off some to alleviate...we'll see.
It's not the end of the world that I have some student loans left when I graduate, but it's still disappointing and yet another goal I am not making. At least there is still a strong possibility I won't have any credit card debt and will graduate with no debt in interest, right?
Aside from that, still haven't heard from the Peace Corps -however invitations for June are going out so they are still in the process of going through sooner departure dates. Here's hoping I hear something soon!
I got to thinking today about paydays (since one of mine is this Friday) and how many I had left until I graduated. THERE ARE ONLY 9!!!!! Minor freakout moment and calculated how many hours I needed to do to be out of it, which has not changed from working 60 hours/week (not including night differential and overtime) that I had calculated beginning from midDecember. Actually, that does not make much sense - obviously my math is not the greatest...
I'll try and calculate it out again later, but in the meantime - I ONLY HAVE 9 PAYDAYS TO BE OUT OF DEBT!!!! :-P Not many at all... :(
This month will be difficult because I need to somehow pay for school and health insurance, which I do not believe I can make $2500 in 2 weeks. What would that calculate out to, I wonder...? Looks like 15 shifts and that is not possible as I already have missed 2 days and there are only 14 days in 2 weeks, but I will definitely work as much as I can towards that!
After I see how much I have left after throwing some at credit cards, I will probably end up taking out more student loans so school is paid for interest free (for me) and I cannot panic and focus on getting out of credit card debt. This means more student loans that I need to pay off, but it at least allows me to not have to worry about paying interest and not having the money when it is due.
During times like these, I need to trust that Jesus has things under control even though things are coming up extremely fast... :) It is also not going to be the end of the world if I am not able to graduate with no debt like I want to, but I would at least like to make ONE goal that I made last summer!!
